Frequently Asked Questions

What is the advantage of using a broker as apposed to purchasing directly through an insurance carrier?

Can I make changes to my insurance at any time during the year?

When does an employee become eligible under our group plan?

How much will my premium be monthly?

Do you offer consumer driven plans such as Health Reimbursement Arrangements & Health Savings Accounts?

What is the difference between an HMO and a PPO health plan?

How much life insurance coverage do I need?

Why is disability insurance important?